How To Protect Your Jewelry

This Mother’s Day, Hodinkee Insurance wants to help you and your family protect not just your high quality replica watches, but your jewelry, too. Whether you or a spouse own an engagement ring, a pearl necklace, or an heirloom that’s been passed down from generation to generation, your fine jewelry is made to be worn and enjoyed, especially when celebrating important life moments. To keep your fine jewelry protected and looking its best, consider these five important tips:
When you’re not wearing your jewelry, it should always be stored in a safe and secure place. Consider investing in a high-security safe, such as a bolted safe with a high-security TL-30 rating, that is too heavy for one person to move easily on their own. Store your items in individual pouches to prevent them from rubbing against each other and getting scratched. Keep your jewelry away from direct sunlight to prevent fading or discoloration.
If you take your high quality replica watches jewelry on trips, keep expensive items with you at all times, or use the hotel’s main vault (not the safe in your room). Never pack jewelry in your luggage or wear valuables to the pool or beach.
Before wearing high quality replica watches jewelry, check for any loose clasps, prongs, or mountings. If components are loose or damaged, avoid wearing those pieces and take them to a professional for repair. Damaged prongs, in particular, can lead to gem damage or loss. Consider a scenario where one prong is loose, causing the stone of an engagement ring to fall out of its mounting. While you might recover the stone, it could have sustained damage as it hit the floor. A little bit of regular maintenance goes a long way in preventing heartache.
When cleaning high quality replica watches diamonds, use a mild detergent or a sudsy ammonia bath. Never let your diamond touch chlorine bleach, as it can pit and discolor the mounting. Make sure your pearls are cleaned and restrung regularly to prevent pearl strings from becoming stretched, weakened, or soiled. Wipe pearls with a soft cloth after each wearing. Over time, perfume, cosmetics, hairsprays, and the oils and chemicals on your skin can erode the quality. To protect pearls from scratches, store them in a soft cloth pouch.
Fine jewelry can be a significant investment, so it’s always wise to consider insuring your pieces. Call us biased here if you must. Since Jewelry can be easily misplaced or lost, it’s always a good idea to go with an insurance provider that will cover you if you lose an item by accident. While typical homeowner’s insurance is designed to protect your home and what’s inside it, there is usually limited coverage for valuable possessions – like jewelry – that may get lost, stolen, or damaged. Look for a policy – like Hodinkee Insurance underwritten by Chubb, for example – specifically designed to protect your fine jewelry and other valuables with all-risk worldwide coverage and no deductible.